The Universal Life Time Bomb
Most people are familiar with life insurance as a means of protecting family and loved ones against a bread winner’s untimely demise. Life insurance is increasingly used as part of a key employee compensation...
What Employers Should Know about Welding Fumes
Welder exposure to manganese fumes has been a matter of continuing interest in the construction industry. In some instances state OSHA standards for worker exposure vary from federal OSHA standards. In other instances state and...
Final Rule Amending HIPAA Regulations
On January 17, 2013, the Office for Civil Rights, Department of Health and Human Services, announced the long-awaited final rule implementing changes to HIPAA’s privacy, security, and enforcement rules required under the Health Information...
The 2013 Session: Will new leadership lead to new direction?
The 2013 Regular Session of the Kentucky General Assembly will convene on January 8, 2013. The General Assembly will initially meet for four days before recessing until February 5. The session—which is known as...
Does this debt come with all the bells and whistles?
In today’s world, the buying and selling of distressed debt is a common occurrence. When buying promissory notes or other negotiable debt instruments, buyers (i.e., future holders of the note) may overlook whether they...
What do you do with an old power plant?
In a report titled Ripe for Retirement: The Case for Closing America's Costliest Coal Plants, the Union of Concerned Scientists suggests that over 600 coal-fired generating units at power plants across the United States...
Insurance recovery for construction damage
When a property owner makes an insurance claim for damage to its building from a neighboring construction project, typically the amount recoverable is based on either the cost of repair or the diminished value...
Is your e-banking internet access security commercially reasonable?
Banks seek to make their services more consumer-friendly and convenient. A popular service being offered by banks today is e-banking, where customers are able to access their accounts, and conduct transactions involving those accounts...